Comoros · Mwali (MISA) · Offshore licence

Comoros (Mwali) forex licence: the facts, including recognition

The fastest route to a licence on paper, with no local substance. Its validity is disputed by the Comoros central bank, so we explain it plainly before anyone buys it. We deliver this licence through our registered agent partner.

Updated

In short

The Mwali International Services Authority (MISA) on the Comoros island of Mwali issues international brokerage licences to Mwali IBCs within weeks, without local substance. The Central Bank of the Comoros has stated that approvals from island authorities have no legal effect in the Union (June 2022, republished December 2025), so recognition by banks, PSPs and platforms is limited.

Offshore licenceAfrica & Indian OceanWe deliver here

Key facts

RegulatorMwali International Services Authority (MISA), island-level
LicenceInternational Brokerage and Clearing House licence
Legal basisMwali island instruments (validity disputed by the Union of the Comoros)
EntityMwali International Business Company
Typical timelineAbout 2–3 weeks including the company
CapitalNo meaningful prudential capital regime identified
TaxMarketed as 0% for IBCs
RecognitionLimited and disputed: the Central Bank of the Comoros does not recognise island licences
Client marketsNo recognised market access; must not target regulated markets
EU passportNo
Our serviceWe deliver here
Speed
Reputation
SubstanceNone
Cost of ownershipVery low

Indicative information for comparison only, reviewed on the date shown. Requirements change and depend on your structure; confirm with the regulator and local counsel before deciding.

Overview

MISA, on the autonomous island of Mwali (Mohéli), incorporates international business companies and issues brokerage licences quickly and with little paperwork. This is why it became popular with new brokers and prop firms.

However, banking and financial licensing are Union-level powers in the Comoros, and the Central Bank of the Comoros has publicly stated that island approvals have no legal effect. Treat a Mwali licence as a fast offshore document with clear limits, not as regulation. If recognition matters, consider Mauritius or Seychelles; if you mainly need MT5, a Saint Lucia IBC may be enough.

Substance and people

  • No local office or staff required
  • Registered agent only
  • Passports, proof of address and selfie verification for owners and directors

Ongoing obligations

  • Annual licence renewal
  • Registered agent fees
  • No independent prudential supervision identified

Advantages

  • Very fast
  • Minimal paperwork
  • No local substance

Drawbacks

  • Validity disputed by the Comoros central bank
  • No investor protection framework
  • Banks, PSPs and platform vendors increasingly refuse it

Recent changes

The Central Bank of the Comoros warned in June 2022 about structures claiming to license financial institutions in the Union, naming the Mwali International Services Authority, and stated that such island approvals have no legal effect. The warning was republished via the Ministry of Finance in December 2025. Trade press in 2026 reports brokers moving from the Comoros to Mauritius or the UAE.

Frequently asked questions

Is a Mwali licence legal?

It is issued by an island authority. The Central Bank of the Comoros states that such island approvals have no legal effect in the Union, so its validity is disputed.

Why do brokers still use it?

Speed and simplicity. It can be a short-term step while a recognised licence is obtained.

Do you deliver Mwali licences?

Yes, through our registered agent partner, after explaining the recognition issues in writing.

Official sources

Primary sources we rely on. Rules change; always confirm current requirements with the authority.

Not sure which licence is right for you?

Tell us your business model and target markets. We will shortlist jurisdictions and send a fixed, itemised proposal.